From the holistic view, it changes who holds the most risk. Instead of school getting paid no matter what, they most likely only get paid and get paid the most if they create decent employees. It’s not necessarily so that a better tutor means more profit. Ultimately you’ll be paying more for longer. Money doesn’t grow on moey and regardless of their endowments, schools don’t «make» a lot of money typically they’re not-for-profit so in this case, the only way to make money is to saddle you up with high interest debt that you’ll «eventually» pay off. Sure, no payments short term but long term, the interest compounds. So I guess the basket weaving degrees will go away right?